First Time Home Buyers

---

Buying your first home? It can feel overwhelming, I get it. That’s why I work with trusted lenders who offer programs tailored just for first-time buyers, including:

• FHA Loans – Low down payment, flexible credit
   
• Conventional 3% Down – Great for buyers with solid credit
   
• VA Loans – No down payment for eligible veterans and service members
   
• USDA Loans – 0% down for rural and some suburban areas
   
• Texas-Specific Programs – Including down payment assistance and special financing options through TSAHC